Invest in Yourself

"This is not about excuses, blame, or impossible dreams. It's about making the most of what you have, earn, save, and owe?and of your time and energy?so you'll have the most options for how you live your life. "

"While there are numerous paths leading to personal freedom, our favorite is the path of most resistance?resistance to unnecessary expenditures of our three key assets: time, energy, and money. "

"Youngsters who see their parents' impulse buying will have a hard time understanding why their wants can't also be immediately satisfied."

"One of the best ways to dramatically improve the quality of your life is to live someplace that you love. After all, it's one of the most important decisions you get to make in life?again and again. "

"If your nest egg, combined with your Social Security or pension checks, isn't going to fund the kind of lifestyle you'd like in retirement, you have choices."

"Think of yourself as a consultant, which makes your employer your current client."

"Don't wait until your personnel department sends out a last call for benefit choices before looking at these treasure maps."

"It's our firm belief?and long-term experience?that developing and maintaining a teeny, tiny business of your own, what we call an "Ace in the Hole," is one of the best investments you can make for yourself and your family. "

"The key to absolutely safe, tax-free investing today is saving money. Fortunately, this doesn't mean doing without."

"It's easy to turn every debt you owe into a safe, highly profitable, tax-free investment, even if all you have is pocket change you toss onto your dresser every night."

"As much as you may be trying to put off creating a financial plan, you can't afford to do so any longer."